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Your Home, Your Future
When you buy a home, it's not just about a home; it's about finding a space that offers you and your family the best possible future. As your trusted advisors, our agents are ready to accompany you at every stage of your journey.
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Steps to buy a house in Puerto Rico
Contract with an eXp Realty agent
Establish a savings plan to cover expenses
(Closing Expenses, Pronto, Fees and Moving Expenses)
Get your bank pre-qualification
In this step, you will know what your budget is to buy a house.
Property search begins
Present the offer
inspect the property
Mortgage loan
Closing of your property.
Agents you can trust
At eXp, agents are the essence of our business. They become shareholders, establish their own brands, and gain access to the cutting-edge technology tools they need to find the latest publications, gather valuable market insights, and get the best possible price. By feeling valued, our agents can focus on you and your needs.
¿Are you ready to buy?
Have a fixed income
2 years working in the same company or in the same industry.
low or medium debt
Cash for down payment/closing
Pay stubs and bank account statements of the last 2 months.
Income Forms (Treasury)
Get your bank pre-qualification
In this step, you will know what your budget is to buy a house.
it is nothing more than a letter issued by the bank that establishes the estimated maximum amount of money that the bank would be willing to lend you for the purchase of your home.
¿How can you request it?
You can request pre-qualification with your preferred bank, or contact us and we will suggest you from our list of mortgage banks.
Let's find your property
- Location *
- Price
- Square meter
- Rooms or Bedrooms
- Bathrooms
- Specifications
- Characteristics
- Family composition
- schools
¿What are our search tools?
- MLS - Multiple Listing Services REALTORS® Benefits
- eXp Global Agent Network 80,000+
- Network of eXp Puerto Rico agents 180 +
- Search on over 100+ Interconnected Platforms
- Over 5 accounts in online classifieds (North, South, East, West, Central)
- Páginas web www.juancollazo.net y www.exppuertorico.pr
- Signs and Posters throughout PR
- Showcase, model or For Sale by Owner (FSBO) home
- Automated Housing Search System
- Social Networks and Share with our partners and collaborators
- Customer Database with digital Bulletin or Newsletter
Did you see the property of your dreams?
Complement the Showing Report using the Electronic Signature Form which allows you to issue comments, visit data and more.
Process of making an offer
Process of making an offer
- Inspection Contingency
- Appraisal Contingency
- Contingency to the approval of a loan
Do you want to make an offer on the property of your dreams?
It complements the Electronic Signature Form which allows you to issue offers.
Closing Cost Breakdown
These are the details that will be included in your closing costs
Property Appraisal
Property Inspection
processing fee
Document Preparation Expenses
Taxes and Custody Insurance
interest paid in advance
Lender/subscription fee
Loan discount rate
Registration Fee and Official Closing Fee
credit report
Expenses on Stamps and Tax Receipts
Lawyer/Notary Fees
¿When is your offer accepted?
- You must give the security deposit to your real estate broker.
- Carry out inspection and repair if necessary.
- Property appraisal by a licensed appraiser.
- Apply for a home loan
5 Tips to Avoid Closing Delays
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Check for errors in the documents. |
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Allow ample time for money transfers and loan closing. |
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Take care of home repairs ahead of time. |
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Make sure the title is free of other mortgages and liens. |
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Before closing, don't make drastic changes to your finances, like buying a car or opening a new credit card. |
Closing day...
Once all the evaluation requirements for the loan are met, you will receive a closing disclosure from the bank at least three days before the closing day. This five-page document contains the final details of the loan such as the monthly payment and the use of the money for closing costs.
The time you have from when you receive your closing disclosure to the closing day allows you to compare that document with the estimate presented at the beginning and ensure that there are no discrepancies. If less money was used to cover some closing costs, this difference will be returned to you by the bank on closing day.
Finally, on closing day all the documents related to the transaction will be signed under the supervision of a notary lawyer and you will receive the keys to your new home.
¡Find your next home with an eXp Puerto Rico representative!
This service is exclusive for registered users, to access you must enter your broker or agent credentials and click "SEE DOCUMENTS" (This section contains administrative documents related to this section of the page and they are for internal and exclusive use of the company)
